What Is Contingency-Based Commercial Debt Collection?
Contingency-based collection means there’s no upfront cost to you. We only get paid when we collect. That keeps our interests fully aligned with yours—and makes us highly motivated to recover your funds fast.
At Stevens & Ricci, our contingency model is driven by attorney-led enforcement, not basic call center scripts. This is a legal-first recovery approach built for serious B2B claims that require real pressure to resolve.
Why Businesses Choose Contingency Collections with Stevens & Ricci
No Recovery, No Fee – You don’t pay unless we collect. Period.
Higher ROI – Our attorney-based strategy recovers more, faster.
Lower Risk – No upfront investment, no hourly legal fees.
Pre-Vetted Cases – We qualify every claim before taking it on.
$10K Minimum – We only take on cases where our attorney based approach will yield the best results for our clients.
“We don’t waste time chasing long-shot, uncollectable debt. If we take your case, it’s because we believe we’ll collect it.”
Our free intake assessment is the best in the country.
How Our Contingency-Based Collection Model Works
Free Consultation & Case Review – We review the age, size, and documentation of your debt to determine whether legal recovery is appropriate.
Contingency Terms Shared Upfront – You’ll receive a clear, straightforward contingency fee structure. Collection cases fall into a standard 20%-35% range.
Attorney Assignment & Legal Action – We deploy our experienced legal desk attorneys based on your debtor’s jurisdiction—applying real legal pressure.
Funds Recovered & You Get Paid – If we collect, you receive your portion of the recovered funds. If not, you owe nothing.
No Retainers | No Surprise Fees | No Risk
We Only Accept Claims of $10,000 and Up
Our process isn’t designed for small claims. If you’re chasing a lower-value invoice, we’re happy to refer you to free resources or templates.
If your case is $10K or more, attorney-based recovery is often the only way to get paid.
Our legal collection process is a premium, high-pressure strategy designed to get the best results for commercial debts of $10,000 and up.
Why Contingency Makes Sense for Commercial Collections
Hiring an attorney on retainer can be expensive. Using a basic collection agency? Often ineffective. Contingency-based legal collection gives you:
Cost Control: No payments unless money is recovered
Accountability: We only get paid if we succeed at collecting
Scalability: Ideal for multiple claims or high-value accounts
It’s a smarter way to collect—especially when paired with our premium legal intake/assessment/strategy.
Who Is This Service For?
Our contingency-based collection model is ideal for:
- B2B companies with unpaid commercial invoices
- Service providers seeking legal leverage
- Wholesalers or manufacturers with aging receivables
- Software-Saas-IT firms, professional services
If you’re owed $10K or more, we can help.
FAQ – Contingency Debt Collection with Attorneys
Nothing. There are no upfront fees. We only get paid if we collect.
Collection cases fall into a 20% – 35% fee range, based on claim age, location, or legal complexity. Contact legal desk for specific rate to collect your receivable.
No. If we don’t recover your money, you pay nothing.
We’ll explain options clearly. Most clients want to move forward because they’re not paying unless we recover and momentum has already been established with your debtor.
No. We work exclusively with business-to-business debt of $10,000 and up.
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Let’s Collect What You’re Owed – Without Risk
Don’t gamble with hourly legal fees or generic collection services. Our contingency-based, attorney-led approach is designed to recover what’s rightfully yours—with no cost to you unless we succeed.
