Attorney-Based Recovery for Business Debts Over $10,000
When a business refuses to pay what it owes, you need more than a collection agency. Stevens & Ricci offers their clients licensed commercial debt collection attorneys across the U.S.—bringing real legal pressure to recover high-value B2B debts fast. But that’s not the only reason our client recoveries average almost 80% vs the industry average of 25%. You’re getting a Value Added Service which includes our proprietary Intake-Assessment-Strategy to get started on pre-suit attorney collections then if needed a Suit Analysis evaluation to raise the bar and escalate with an attorney specialist local to the debtor.
We only handle commercial cases worth $10,000 or more, and we only take on claims we believe we can win. From California to New York, our legal network operates locally to enforce payment using the most effective tools available under each state’s laws.
No recovery, no fee. No wasted time.
Use the links below to find more information about our attorney-based commercial debt collection services in your state.
Debt Collection Attorneys By State
| Alabama | Alaska | Arizona | Arkansas | California |
| Colorado | Connecticut | Delaware | Florida | Georgia |
| Hawaii | Idaho | Illinois | Indiana | Iowa |
| Kansas | Kentucky | Louisiana | Maine | Maryland |
| Massachusetts | Michigan | Minnesota | Mississippi | Missouri |
| Montana | Nebraska | Nevada | New Hampshire | New Jersey |
| New Mexico | New York | North Carolina | North Dakota | Ohio |
| Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina |
| South Dakota | Tennessee | Texas | Utah | Vermont |
| Virginia | Washington | West Virginia | Wisconsin | Wyoming |
Frequently Asked Questions About Our Process
What types of debts does Stevens & Ricci handle?
We collect commercial B2B debts of $10,000 or more. These are unpaid invoices owed by one business to another.
Please note – We do not handle consumer debt, loans, business/personal disputes, or accounts under $10K as our legal pressure and attorney processes are not effective under $10k.
Do you collect in all 50 states?
Yes. We recover debt in all 50 states and in select international jurisdictions working with top collection attorneys as legal team partners. Everything is handled on a 100% contingency basis. If we don’t collect, you pay nothing.
Do I need a contract to start using your services?
Yes. We use a standard Collection Agreement that:
- Confirms contingent rates
- Outlines how and when you’re paid
- Ensures no lawsuit is filed without your approval (less than 5% of our cases require suit)
- Requires compliance with all federal and state laws
- Defines cancellation and communication policies
The same terms and conditions are included in every formal account confirmation email. Our Collection Agreement is available upon request.
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