Collection Letters

The Best Debt Collection Letter Guides and Templates for your Business

justice scales - collection letters - stevens and ricci incStudies show that your customers pay in a priority fashion, so it makes sense to use the best collection letters available. A great collection letter will raise your priority level and get you paid faster. Stevens & Ricci is committed to helping our clients improve operating cash flow and reduce bad-debt. We welcome the opportunity to serve your debt collection needs on a straight contingency; however you may want to try one or more of these no-cost “best-in-class” demand letters first.

These materials were developed by our co-founder Mr. Ben Ricci during his earlier career as corporate credit manager and subsequent owner of Trade Credit Consultants, LLC.

The following five collection letters were designed to be sent by you, the first party creditor. Download and personalize each Word template with your company’s logo and information. If you want us to send a third party Attorney Demand Letter from one of our partner attorneys in your debtor’s local area, click here Free Legal Demand Letter page and form.

These Sample Debt Collection Letters, Tutorials, and Templates are available for Download on our website.

First Collection Letter

  • This letter should be sent at 45 to 60 days when terms are Net 30
    (sooner for larger balances)
  • Complimentary tutorial & letter template

Final Demand Letter - Collection Letter

  • This letter should be sent at 60 to 90 days when terms are Net 30
    (sooner for larger balances)
  • Complimentary tutorial & letter template

IRS Advantage Collection Letter - Debt Collection

  • This letter should be sent at 90 to 120 days when terms are Net 30
    (or just prior to sending to Agency or Attorney)
  • Complimentary tutorial, letter templates, phone scripts and guidelines
  • Learn more: free Special Report

Bad Check Collection Letter - Debt Collection

  • This letter is sent on an as-needed basis
  • Complimentary tutorial & letter template

Debtors Exam Letter - Collection Letter

  • This letter is sent on an as-needed basis
  • Complimentary tutorial & letter template
Testimonial about Sample Debt Collection Letters, Tutorials, and Templates